SICAM INDICATORS
| |
2009 |
2010 |
Absolute
Change |
Relative
Change |
| Resources from Customers |
10.070 |
9.989 |
-81 |
-0,8% |
| (Net) Claims on Customers |
8.859 |
8.606 |
-253 |
-2,9% |
| (Net) Total Assets |
12.097 |
13.213 |
1.116 |
9,2% |
| Equity |
1.000 |
1.026 |
26 |
2,6% |
| Net Financial Income |
315 |
306 |
-9 |
-2,9% |
| Gross Income |
424 |
445 |
21 |
5,0% |
| Net Profit |
42 |
36 |
-6 |
-14,3% |
| Solvency Ratio (1) |
12,7% |
13,4% |
|
|
| Tier 1 Ratio (1) |
11,8% |
12,6% |
|
|
| Return on Equity (ROE) |
4,2% |
3,5% |
|
|
| Return on Asset (ROA) |
0,3% |
0,3% |
|
|
| Cost-To-Income Ratio |
69,4% |
67,1% |
|
|
| Credit / Resources from Customers Ratio |
88,0% |
86,2% |
|
|
| Coverage Ratio of Credit Overdue For More Than 90 Days By Provisions |
127,4% |
127,8% |
|
|
| Average Net Assets Per Mutual Agricultural Credit Bank |
128 |
132 |
|
|
| Number of Mutual Agricultural Credit Banks (2) |
89 |
86 |
|
|
| Number of Counters (2) |
680 |
689 |
|
|
| Average Number of Counters Per Mutual Agricultural Credit Bank (3) |
7,6 |
8,0 |
|
|
Source: Consolidated 2010 Annual Report of Accounts of Grupo Crédito Agrícola.
Unit: Euro Thousands.
(1) According to Basel II.
(2) Including Central Mutual Agricultural Credit Bank.
(3) Only counters of Mutual Agricultural Credit Banks.